SIMPLEAUTOMATED
NO MANUAL WORK. Connect once, get instant results.
Completely free and saves you hours of spreadsheet work.
FEESADD UPQUICKLY
Cash advance apps offer quick access to funds when you need them. But the costs can be significant.
Tips, express fees, and fast funding charges accumulate over time. Most people don't track the total amount they're paying.
THREE SIMPLE STEPS
Takes Less Than 2 Minutes
CONNECT
Link your bank account securely via Plaid. Takes 30 seconds. Bank-level encryption.
VIEW RESULTS
Instantly see your total fees. We automatically scan and calculate everything for you.
REVOKE (OPTIONAL)
One click to generate a revocation letter. We handle the paperwork. You just send.
Important Disclosure
Revoking ACH authorization has permanent consequences you should understand before proceeding:
Permanent Relationship Termination: You will likely not be able to use that service again. Revoking access typically results in account closure or permanent restriction.
Outstanding Obligations: Any existing balances, fees, or contractual obligations remain your responsibility even after revocation.
Cannot Be Easily Undone: This action terminates your legal authorization for the company to access your account. Re-establishing access typically requires creating an entirely new account, if permitted.
Contact Your Bank: Revocation should be paired with contacting your bank to block future charges as an additional safeguard.
This tool helps you calculate fees and provides the legal template for revocation. Only use the revocation feature if you are certain you want to permanently end your relationship with a service.
USERREVIEWS
"I wasn't tracking my total fees. BreakUpTool calculated $847 across three apps. Having the data helped me make an informed decision."
"I was using multiple cash advance apps regularly. The tool calculated over $1,200 in total fees. Now I budget differently."
"The fee calculator showed $592 over 8 months. Having that information helped me decide to revoke the authorizations."
"The tool calculated $1,450 in total fees. The revocation process was straightforward and saved me time."
"I wasn't tracking cumulative costs. $678 in fees over time. The tool provided clarity on my spending."
"The automatic detection found apps I'd forgotten about. $923 in fees total. Useful to have everything in one view."
NO SUBSCRIPTIONNO FEES
BreakUpTool provides transaction analysis, fee calculation, and authorization management at no cost.
No charges. No commissions. No premium tiers.
All features are available to all users.
FREE TO USE // ALL FEATURES INCLUDED
GET YOURFEE TOTAL
Free automated analysis. Connect your bank and see your total fees in under 2 minutes.